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Axis Bank
Axis Indian Oil Rupay Credit Card
Designed to benefit you on every fuel transaction
Fees & charges
- Joining Fee: Rs 500 + GST, partially covers by welcome cashback worth Rs 250
- Annual Fee: Rs 500 + GST, from second year onwards, waiver at Rs 3.5L yearly spend
Benefits & rewards
- IOCL Fuel: 20 EDGE pts/Rs 100 (~4% back), capped Rs 5,000/month - save Rs 2,400/yr
- Fuel Surcharge Waiver: 1% waiver capped at Rs 50/month - save Rs 600/year
- Online Spends: 5 EDGE pts/Rs 100 (~1% back), capped at Rs 5,000/month - save Rs 600/yr
- Welcome Cashback: 100% cashback up to Rs 250 on first fuel purchase in 30 days
- RuPay Network: Works with UPI, enabling QR-based card-on-UPI transactions
- Enjoy mid-week savings every Wednesday with up to 15% off on Flights and Hotels via Goibibo & MakeMyTrip, 10% off on Swiggy and Amazon Fresh orders, and 10% off (up to Rs 1,000) on Tira
Eligibility criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Monthly Income: Rs 25,000 (Salaried) and Rs 3,60,000 per annum (Self-Employed)
- Credit Score: 736+
- New-to-Credit: Not Allowed
Documents needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Ready to apply for the Axis Indian Oil Rupay Credit Card?
You will be taken to Axis Bank to complete the application. Approval, credit limit and final terms are decided by the bank.
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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on Axis Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.



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