Kotak Cashback Plus Credit Card from Kotak Mahindra Bank
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Kotak Mahindra Bank

Kotak Cashback Plus Credit Card

Earn Cashback Effortlessly on Everyday Spending

Fees & charges

  • Joining Fee: Nil
  • Annual Fee: Rs 750 + GST. The Annual Fee is waived if you spend Rs 2,00,000 or more in the previous year

Benefits & rewards

  • Enjoy Zero Joining Fee for limited time period
  • Earn 5% Cashback on online grocery, food delivery, and entertainment platforms
  • Get 3% Cashback on fuel spends across all petrol pumps, unlike many cards that exclude fuel rewards
  • Enjoy unlimited 0.5% cashback on all other eligible transactions
  • Enjoy 1% waiver on fuel transactions (Rs 500 - Rs 4,000), capped at Rs 3,500 annually

Eligibility criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 25,000 per month
  • Self Employed: ITR > Rs 3 Lakhs per annum
  • Credit Score: 700+
  • New to Credit: Not Allowed

Documents needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips

Ready to apply for the Kotak Cashback Plus Credit Card?

You will be taken to Kotak Mahindra Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on Kotak Mahindra Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.