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SBI Card
SBI Simply Click Credit Card
An entry level credit card designed for internet purchases
Fees & charges
- Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
- Annual Fee: Rs 499 + GST, from second year onwards
- The annual fee is waived if you spend Rs 1,00,000 or more in the previous year
Benefits & rewards
- Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
- Other online spends: 5X RP = 1.25% back
- Offline spends: 1 RP/Rs 100 = 0.25% back
- Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
- Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L - Rs 4,000 total per year
- Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month
Eligibility criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 25,000
- Self Employed: ITR > Rs 4,80,000/annum
- Credit Score: 720+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
Documents needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Ready to apply for the SBI Simply Click Credit Card?
You will be taken to SBI Card to complete the application. Approval, credit limit and final terms are decided by the bank.
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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on SBI Card's own application page before you apply. Dealspouch is not a lender and does not decide approvals.