Dealspouch
Back to all cards
SBM Novio Credit Card from SBM Bank
Apply Now

Applying is free. Dealspouch may earn a commission if you are approved — it never changes the terms you are offered.

SBM Bank

SBM Novio Credit Card

Most Rewarding UPI Card

Fees & charges

  • Joining Fee: Nil
  • Annual Fee: Nil

Benefits & rewards

  • Get benefits worth up to Rs 23,000 with the Lifetime Free SBM novio RuPay Credit Card
  • Start with a Fixed Deposit of Rs 2,000 and get a RuPay Credit Card - virtual for FDs between Rs 2,000 and Rs 9,999, or physical for Rs 10,000 and above - with a credit limit of up to 90% of your FD, which can be increased anytime by topping up your deposit
  • Earn 10 novio Coins for every Rs 100 spent on eligible fuel transactions via UPI and 5 novio Coins for every Rs 100 spent on eligible UPI payments and retail purchases, subject to applicable monthly reward caps
  • Earn up to 15% novio Coins on eligible UPI spends through novio UPI, along with welcome fuel benefits worth up to Rs 600
  • Enjoy 5% discount (up to Rs 1,000*) on Amazon
  • Buy 1 Get 1 FREE movie tickets on BookMyShow (up to Rs 250 OFF/month)
  • Enjoy Rs 150 OFF on Zepto (Rs 50 OFF on orders above Rs 499, up to 3 times/month)
  • Get Rs 100 OFF on Swiggy on orders of Rs 499 or above
  • Save up to 20% on brands like Amazon, Flipkart, Myntra, PVR, Domino’s and 15+ more by redeeming novio Coins
  • Get welcome benefits worth Rs 5,000+ with vouchers and discounts from brands including HPCL, AJIO, Trends Footwear, Soch, Watcho, Pocket FM, The Man Company, Yatra, AbhiBus, PharmEasy and WOW Skin Science

Eligibility criteria

  • Age: 21 to 65 years
  • Minimum Funding Required: Rs 2000 (Physical Card available on FDs above Rs 10,000)

Ready to apply for the SBM Novio Credit Card?

You will be taken to SBM Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

Apply Now

Other cards you can compare

Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on SBM Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.