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IDFC First Power Plus Credit Card from IDFC FIRST Bank
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IDFC FIRST Bank

IDFC First Power Plus Credit Card

accelerated Rewards on shopping, dining, and travel

Fees & charges

  • Joining Fee: Rs 499 + GST
  • Annual Fee: Rs 499 + GST, from second year onwards
  • The annual fee is waived upon spending Rs 1,50,000 in the preceding year

Benefits & rewards

  • Save up to 6.5% on fuel purchases at authorised HPCL fuel stations. Earn 30 Reward Points for every Rs 150 spent (up to 5% value back) and 6 Happy Coins for every Rs 100 spent when payment is made through the HP Pay App (additional 1.5% value back)
  • Earn 30 Reward Points for every Rs 150 spent on grocery purchases, utility bill payments and IDFC FIRST FASTag recharges, offering up to 5% value back
  • Earn 3x reward points (3 points per Rs 150) on all other UPI transactions and retail, non-fuel, and non-utility spends under the general reward scheme
  • Receive a Rs 500 cashback on your first HPCL fuel transaction of Rs 500 or more completed within 30 days of card setup. Also enjoy 5% cashback (maximum Rs 1,000) on your first EMI conversion within 30 days of card activation, along with merchant welcome offers worth up to Rs 1,000
  • Enjoy 1 complimentary domestic airport lounge visit every quarter by spending Rs 20,000 or more in the current calendar month
  • Personal Accident Cover of Rs 2,00,000 and Lost Card Liability Cover of Rs 25,000
  • Get 25% instant discount on movie ticket bookings, up to a maximum discount of Rs 100 per month. The offer is available only after completing at least one transaction in the previous calendar month

Eligibility criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 25000/monthly
  • Self Employed: Rs 500000/annum
  • Credit Score: 720+

Documents needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Ready to apply for the IDFC First Power Plus Credit Card?

You will be taken to IDFC FIRST Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on IDFC FIRST Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.