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IDFC FIRST Wow Black Credit Card from IDFC FIRST Bank
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IDFC FIRST Bank

IDFC FIRST Wow Black Credit Card

Zero Forex Markup

Fees & charges

  • Joining Fee: Rs 750 + GST
  • Annual Fee: Rs 750 + GST
  • The annual fee is waived upon spending Rs 1,50,000 in the preceding year

Benefits & rewards

  • Zero forex markup on international transactions
  • Domestic airport lounge access (4 complimentary visits per year) plus higher reward value on flight and hotel bookings via the IDFC FIRST app
  • Earn bonus points on flights/hotels booked via IDFC FIRST Mall. Redeem at Rs 0.50 per point for travel on the bank app
  • Earn 4 Reward Points for every Rs 150 spent on online and offline transactions (1 RP per Rs 150 on insurance/utilities); no rewards on fuel, EMI, or cash withdrawals. Plus up to 3X RP (1% value-back) on eligible UPI payments
  • Welcome benefits worth Rs 5,000+, including annual Lenskart Gold Max membership, 3-month Eazydiner membership, plus discounts on MMT, MokoBara, and more
  • Enjoy 25% instant discount up to Rs 100 on movie ticket bookings via District by Zomato, once every month on eligible transactions made using the card. The benefit is unlocked by completing at least one transaction in the previous calendar month
  • Get 1% Fuel Surcharge Waiver up to Rs 200 in a statement cycle at all fuel stations across India on transactions between Rs 200 & Rs 5,000

Eligibility criteria

  • New to Credit: Allowed
  • Minimum FD requirement: Rs 20,000+

Ready to apply for the IDFC FIRST Wow Black Credit Card?

You will be taken to IDFC FIRST Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on IDFC FIRST Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.