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IDFC FIRST WOW Credit Card from IDFC FIRST Bank
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IDFC FIRST Bank

IDFC FIRST WOW Credit Card

a Lifetime free credit card

Fees & charges

  • Joining Fee: Nil
  • Annual Fee: Nil

Benefits & rewards

  • Lifetime FREE - No Joining or Annual fee
  • Enjoy 0% forex markup on all international transactions
  • Get an assured credit card by opening an FD of Rs 20,000 or more. No income proof, salary slips or previous credit history are required. Your credit limit equals 100% of the FD amount, and you continue earning interest on the FD throughout the tenure
  • Earn 4 Reward Points for every Rs 200 spent on eligible online, offline and international transactions. Earn 1 Reward Point per Rs 200 on Insurance, Utility Bills, IDFC FASTag and Railway bookings. Fuel, EMI transactions and Cash Withdrawals do not earn Reward Points. Reward Point Value: Rs 0.25 per RP
  • Earn 10% Bonus Reward Points on hotel bookings and 5% Bonus Reward Points on flight bookings made through the FIRST Rewards Gallery on the IDFC FIRST Mobile Banking App
  • Reward Points are valid for 24 months from the date they are credited, as per the revised Reward Points policy applicable to Lifetime Free cards. Reward Points can be redeemed for flights, hotels, vouchers, merchandise and more. A Rs 99 + GST redemption fee is applicable per redemption transaction

Eligibility criteria

  • New to Credit: Allowed

Ready to apply for the IDFC FIRST WOW Credit Card?

You will be taken to IDFC FIRST Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on IDFC FIRST Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.