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SBI Simply Save Credit Card from SBI Card
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SBI Card

SBI Simply Save Credit Card

Simple rewards structure, low fee, ideal for beginners

Fees & charges

  • Joining Fee: Rs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
  • Annual Fee: Rs 499 + GST, from second year onwards
  • The Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year

Benefits & rewards

  • Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
  • 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
  • 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
  • Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
  • Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)

Eligibility criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 30,000
  • Credit Score: 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

Documents needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

Ready to apply for the SBI Simply Save Credit Card?

You will be taken to SBI Card to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on SBI Card's own application page before you apply. Dealspouch is not a lender and does not decide approvals.