Who is eligible for the HDFC Bank PayZapp Credit Card?

Eligibility for the HDFC Bank PayZapp Credit Card from HDFC Bank: Age: 21 to 65 years; Employment: Both salaried and self-employed individuals; Salaried Income: Rs 20,000 per month; Self Employed: Rs 50,000 per month; Credit Score: 750+; Minimum Funding Required (FD-Backed Variants): Rs 15,000 (Pixel Go) and Rs 50,000 (Pixel Play).

What documents are needed for the HDFC Bank PayZapp Credit Card?

Documents required to apply for the HDFC Bank PayZapp Credit Card: ID Proof: PAN Card/Form 60; Address Proof: Aadhaar, Passport, or utility bills; Income Proof: Bank statements or Salary slips; Photograph: Recent passport-sized photo.

What are the fees for the HDFC Bank PayZapp Credit Card?

HDFC Bank PayZapp Credit Card fees and charges: Lifetime FREE Credit Card; Joining Fee: Nil; Annual Fee: Nil.

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HDFC Bank PayZapp Credit Card from HDFC Bank

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HDFC Bank PayZapp Credit Card

With this card, you can earn up to 5% cashback* on different brands, flexible billing, and seamless control via PayZapp

Fees & charges

Lifetime FREE Credit Card
Joining Fee: Nil
Annual Fee: Nil

Benefits & rewards

Lifetime Free Card (Exclusive offer for EarnKaro users)
No Joining or Annual Fees (A fee may appear during the application process; however, it will be reversed in the subsequent billing cycle)
5% Cashback on choice of any 2 Brand Packs of Your Choice, capped at 500 cash points/month per category. 1- Dining & Entertainment BookMyShow & Zomato, 2-Travel– MakeMyTrip & Uber, 3-Grocery– Blinkit & Reliance Smart Bazaar, 4- Electronics– Croma & Reliance Digital, 5- Fashion– Nykaa & Myntra
3% Cashback on choice of any one e-commerce platform, capped at 500 cash points/month - Amazon, Flipkart or PayZapp
1% unlimited Cashback on other spends excluding fuel, rent, EMI, e-wallet loading, and government transactions
5% Cashback on Smartbuy capped at 500 cash points monthly. Offer is valid on Successful Transactions completed on SmartBuy under categories IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor only. This Offer is not valid on offers given by individual merchants under offers section
1% Cashback on UPI Spends capped at 500 cash points monthly (Applicable only for PIXEL RuPay Credit Card holders)
1% Fuel surcharge waiver, capped at Rs 250 per statement cycle, applicable on transactions between Rs 400 to Rs 5000
Upto 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only)

Eligibility criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 20,000 per month
Self Employed: Rs 50,000 per month
Credit Score: 750+
Minimum Funding Required (FD-Backed Variants): Rs 15,000 (Pixel Go) and Rs 50,000 (Pixel Play)

Documents needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo

Ready to apply for the HDFC Bank PayZapp Credit Card?

You will be taken to HDFC Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

Apply Now

HDFC Bank