Who is eligible for the HDFC Bank PayZapp Credit Card?

Eligibility for the HDFC Bank PayZapp Credit Card from HDFC Bank: Age: 21 to 65 years; Employment: Both salaried and self-employed individuals; Salaried Income: Rs 20,000 per month; Self Employed: Rs 50,000 per month; Credit Score: 750+; Minimum Funding Required (FD-Backed Variants): Rs 15,000 (Pixel Go) and Rs 50,000 (Pixel Play).

What documents are needed for the HDFC Bank PayZapp Credit Card?

Documents required to apply for the HDFC Bank PayZapp Credit Card: ID Proof: PAN Card/Form 60; Address Proof: Aadhaar, Passport, or utility bills; Income Proof: Bank statements or Salary slips; Photograph: Recent passport-sized photo.

What are the fees for the HDFC Bank PayZapp Credit Card?

HDFC Bank PayZapp Credit Card fees and charges: Lifetime FREE Credit Card; Joining Fee: Nil; Annual Fee: Nil.

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HDFC Bank PayZapp Credit Card from HDFC Bank

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HDFC Bank PayZapp Credit Card

With this card, you can earn up to 5% cashback* on different brands, flexible billing, and seamless control via PayZapp

Fees & charges

Lifetime FREE Credit Card
Joining Fee: Nil
Annual Fee: Nil

Benefits & rewards

Lifetime Free Card (Exclusive offer for EarnKaro users)
Earn 1% cashback on all eligible transactions. Cashback is excluded on fuel, rent, EMI, e-wallet loading, and government-related spends
5% Cashback on Smartbuy capped at 500 points monthly. Offer is valid on Successful Transactions completed on SmartBuy under categories like IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor only. This Offer is not valid on offers given by individual merchants under offers section
1% Cashback on UPI Spends, (capped at 500 cash points monthly; Applicable only for PIXEL RuPay Credit Card holders)
Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout (capped at Rs 300 per month)
Up to 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only)
1% Fuel surcharge waiver capped at 1% applicable for transactions between Rs 400 to Rs 5000 & Maximum waiver of Rs 250 per statement cycle

Eligibility criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 20,000 per month
Self Employed: Rs 50,000 per month
Credit Score: 750+
Minimum Funding Required (FD-Backed Variants): Rs 15,000 (Pixel Go) and Rs 50,000 (Pixel Play)

Documents needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo

Ready to apply for the HDFC Bank PayZapp Credit Card?

You will be taken to HDFC Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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HDFC Bank