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HDFC RuPay Credit Card from HDFC Bank
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HDFC Bank

HDFC RuPay Credit Card

New World of 'Credit + Convenience'

Fees & charges

  • Joining Fee: Rs 99 + GST
  • Annual Fee: Rs 99 + GST. The Annual Fee is waived, if you spend Rs 25,000 or more in the previous year

Benefits & rewards

  • Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant)
  • Enjoy fast, secure tap-to-pay transactions with RuPay’s contactless technology, along with wide acceptance across retail stores, online merchants, and ATMs throughout India
  • Access offers at partner restaurants, movie tickets, retail brands, and lifestyle merchants
  • Get a fuel surcharge waiver (typically up to Rs 200 - Rs 400 per billing cycle) at most petrol pumps across India
  • Special deals and discounts on Indian travel, e-commerce, and utility partners tied to RuPay offers
  • Enjoy benefits like waiver of annual fee, reward redemption bonuses, and balance transfer offers (depending on the card)
  • 24×7 card support, transaction alerts, and secure online banking integration with HDFC’s app/online services

Eligibility criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 25000/monthly
  • Self Employed: ITR > Rs 6 Lakhs/annum
  • Credit Score: 750+
  • New-to-Credit: Allowed

Documents needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Ready to apply for the HDFC RuPay Credit Card?

You will be taken to HDFC Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

Apply Now

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on HDFC Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.