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HDFC Bank Credit Card from HDFC Bank
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HDFC Bank

HDFC Bank Credit Card

Built for Online Shoppers, Foodies and Frequent Flyers

Fees & charges

  • Joining Fee: Rs 1000 + GST
  • Annual Fee: Rs 1000 + GST
  • The Annual Fee is waived, if you spend Rs 1,00,000 or more in a year, before your card renewal date

Benefits & rewards

  • Get 5% cashback on non-EMI spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Sony LIV, Tata CLiQ, BookMyShow & Cult.fit. Capped at up to Rs 1,000 per billing cycle
  • Get 1% cashback on all Other Spends excluding Fuel, EMI, Wallet, Rent payments, Govt related txns, capped at up to Rs 1,000 per billing cycle
  • Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS
  • Rs 1000 worth gift vouchers on spends of Rs 1,00,000 and above in each calendar quarter
  • 1% Fuel Surcharge waiver on fuel transactions on transaction done between Rs 400 - Rs 5,000 & maximum waiver of Rs 250 per statement cycle
  • Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card

Eligibility criteria

  • Age: 21 to 40 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 35,000/monthly
  • Self Employed: ITR > Rs 6 Lakhs per annum
  • Credit score: 700+

Documents needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Ready to apply for the HDFC Bank Credit Card?

You will be taken to HDFC Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on HDFC Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.