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HDFC Bank Credit Card from HDFC Bank
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HDFC Bank

HDFC Bank Credit Card

Save while you Travel and make your journeys much more rewarding

Fees & charges

  • Joining Fee: Rs 500 + Applicable Taxes
  • Annual Fee: Rs 500 + Applicable Taxes
  • Spend Rs 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off

Benefits & rewards

  • 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App
  • 1 Reward Point for every INR 100 spent on all other spends
  • 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
  • Welcome Gift voucher worth INR 500 on card activation Enjoy additional 5% cashback on booking IRCTC train tickets using HDFC Bank SmartBuy
  • 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)

Eligibility criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 25,000/monthly
  • Self Employed: ITR > Rs 6 Lakhs/annum
  • Credit Score: 750+
  • New to Credit: Allowed for salaried & self-employed both

Documents needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Ready to apply for the HDFC Bank Credit Card?

You will be taken to HDFC Bank to complete the application. Approval, credit limit and final terms are decided by the bank.

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Fees, benefits and eligibility shown here are collected from the issuing bank and can change without notice. Always confirm the current terms on HDFC Bank's own application page before you apply. Dealspouch is not a lender and does not decide approvals.